SendInopay, a world without borders.

Easily carry out your financial transactions (money transfer, cell phone top-up, bill payment, salary payment, remote bank account opening, bank loans, etc.) from Africa to North America and vice versa.

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Fee Depend on your service

All your banking in one application

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1. Money transfer

We make it easy to transfer money from Africa to North America and vice versa.

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2. Mobile phone top-up

All you need is your email address or phone number. We offer call credit for all the biggest providers.

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3. Virtual visa card

Pay securely online and on the go. Spend globally in multiple currencies with zero transaction fees.

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4. Online bank account

Open an online bank account in Africa with one of our partner banks and carry out all your transactions.

Connecting african diaspora and money. Across borders, currencies, and cultures.

We’re making the world a smaller place. By bridging the gap between finances, transparency and affordability for all african diaspora in North-America and we’re working towards our goal of financial empowerment for everyone.

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Why Choose Us?


Low cost

We think that anyone who sends money back home to support their family is a real hero. That’s why we keep our fees as low as possible.



Some transfers are instant, but at most you’ll only have to wait a few hours to receive notification that your payment has been delivered.



All payments are sent privately and securely with 256-bit SSL encryption.


Bank payment system

No need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computer


5 star service

No need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computer


Africa remittance

No need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computer

How can we help you?

Absolutely. Your information is secured with the highest level of security and will not be shared with anyone without your consent.

All your data is encrypted within a session when you log in using a digital certificate. Our hosting uses secure servers and HTTPS which ensures that your transactions are completed securely and privately.

Yes. You need to sign up for a free SendInopay account to ensure that your transaction with us is smooth and secure.

Signing up online or on our app gives you access to our platform, where you can easily send money online, top-up mobiles, pay bills, view your transaction history, monitor your favourite rates, and much more! Plus, your personal information will never be shared with any external parties without your consent.

What is SendInopay?

SendInopay is a simple, quick, and easy-to-use online financial platform dedicated to african diaspora in North-america. We help you send money to family and friends safely and securely, top-up mobiles, pay bills and much more from USA and Canada to anywhere in Africa. We’re committed to providing the best rates and low fees.

Access SendInopay through App or Web

The SendInopay App is simple yet highly functional. It is easy to install, and its interface is user-friendly. Whether you are young or old, using our app for money transfer and currency exchange is a breeze.

To ensure that all the transactions done in North-america and abroad are safe, legal, and no fraud is happening, SendInopay’s security team will flag and investigate any money transfer transactions initiated away from the user’s place of residence in USA or Canada. Most of the time, the investigation and transfer release process are done without needing additional information from the users so you can be sure that you can use your SendInopay App overseas to transfer money safely and without hassle.

  1. Make sure we support the country you'd like to send money to
  2. Download the SendInopay app from the Google Play Store or the App store
  3. Create your SendInopay account for free (your recipient doesn't need one)
  4. Gather all of the details for your transfer, like how much you'd like to send and your recipient's information
  5. Send your transfer
  6. We'll take care of the rest, plus we'll let you and your recipient know when the funds are delivered or ready to be picked up

Your SendInopay transfer status helps you understand where your money is and when it's going to arrive. Whenever there's an update to your transfer we'll send you an email, a text message, or a notification from the SendInopay app. These notifications will include your transfer's reference number.

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